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The Home Stretch
STEP 11: Finalize Financing with Your Lender
- The lender will order an appraisal on the home to verify that the market value supports the purchase price.
- Double check that your interest rates and mortgage payments are what you agreed upon.
STEP 12: Finalize Financing with Your Lender
- Go through the house with your agent to double check everything you agreed upon in your offer is present.
- Ensure that any repairs that were agreed upon in the transaction were completed.
- If repairs are difficult to visually inspect, call back your home inspector or a specialist to ensure the repairs were completed correctly.
- Turn on all lights and appliances to make sure that they still are in good
STEP 13: Closing the Deal
- Bring everything you might need:
- Form of identification
- Any additional payment you may need
- Sign the mortgage documents!
STEP 14: Move In!
- Pack a “move-in” bag with the essentials for that first day while you unpack (ie. toilet paper, snacks, cleaning supplies)
- Arrange to get the keys to your new home
- Celebrate! You now own your new home!